Personal Savings
Saving for a short term need or a lifetime plan? Jefferson Bank offers the right options to fit your needs.
Personal Savings
Our Personal Savings account offers you a safe and convenient way to watch your savings grow. And, the more you save, the more you earn on your deposits.
How it benefits you
- Earn interest on your savings
- Free E-Statements
- Free Online Banking
Quick Facts
- $100 minimum deposit to open, $300 to earn interest
- No monthly maintenance fee with a $300 minimum daily ledger balance
- $5 monthly maintenance fee if daily balance drops below the minimum
- Six (6) debit transactions allowed in a monthly statement cycle; unlimited if made in person, by mail, or through an ATM
- $10 per item excess transaction fee
- Free Notary Service
Young Savers
It's never too early to begin! Our Young Savers account offers your children a fun and easy way to watch their savings grow. Must be 18 years old or younger to qualify.
How it benefits you
- Earn interest on savings
- Free quarterly bank statement
Quick Facts
- $10 minimum deposit to open
- No monthly maintenance fee
- Six (6) debit transactions allowed in a monthly statement cycle; unlimited if made in person, by mail, or through an ATM
- $10 per item excess transaction fee
- Free Notary Service
Start your Young Savers account application now.
Individual Retirement Account (IRA) Savings
It's never too early to open an IRA Savings account, a tax-efficient way to save for retirement. It's a traditional IRA with tax-deferred earnings until withdrawal. Jefferson Bank is prepared to help you select the right account for your situation.
- $300 minimum deposit to open and to earn interest
- Free Notary Service
Personal Money Market Investment Account
Our Personal Money Market Investment account gives you the benefits of a savings account and the convenience of check access. Plus one big bonus! The more you save, the more interest you earn!
How it benefits you
- Earns interest
- Free Online Banking
- Free imaged monthly bank statements and checks
- Free first order of personalized checks (30 checks)
- Free notary service and official checks
Quick Facts
- $2,500 minimum deposit to open and earn interest
- No monthly maintenance fee with a $2,500 minimum daily ledger balance or $10,000 average daily balance
- $15 monthly maintenance fee below minimum
- No monthly fee with combined deposits of $25,000*
- Six (6) debit transactions allowed in monthly statement cycle; unlimited if made in person, by mail, or through an ATM
- $10 per item excess transaction fee
Certificates of Deposit and Individual Retirement Account (IRA) CD
Earn a higher rate of interest on your savings with a Jefferson Bank Certificate of Deposit. Whether you prefer your money to earn a competitive rate of interest in just a few days or in several years, we offer a variety of certificates ranging in terms of seven days to five years. The longer the term - the higher your rate, and all our CDs are FDIC-insured up to the maximum allowed by law.
- $1,000 minimum deposit to open and earn interest
- Guaranteed rate for the term of your CD
*Combined deposits include any Jefferson Bank personal deposit account except IRAs.