Jefferson Bank Oldsmar, Tampa, Clearwater & Palm Harbor
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Personal Checking

Whether you prefer a checking account with limited transactions or one that pays interest, you’ll always find what you're looking for at Jefferson Bank.


Basic Checking
If you make only a few transactions each month, then Basic Checking may be the right choice for you. 

How it benefits you

  • 12 free check transactions per month, $.50 per check thereafter
  • Free Online Banking
  • Free Jefferson Bank MasterCard® Debit Card
  • Free imaged monthly bank statements and checks
  • Free ATM's at Jefferson Bank and all Publix Presto! ATM's
  • Free notary service

Quick Facts

  • $100 minimum deposit to open
  • No monthly minimum balance requirement
  • No monthly maintenance fee

Jefferson Checking
Get all the services you need in a checking account with a low minimum balance requirement and unlimited check writing.  Jefferson Checking is a low-cost, value-added solution for you.

How it benefits you

  • Unlimited check writing
  • Free Online Banking and Bill Pay
  • Free Jefferson Bank MasterCard® Debit Card
  • Free imaged monthly bank statements and checks
  • Free first order of personalized standard checks
  • Free ATM's at Jefferson Bank and all Publix Presto! ATM's
  • Free notary service

Quick Facts

  • $100 minimum deposit to open
  • $750 minimum daily ledger balance or $1,000 average daily balance required
  • $15 monthly maintenance fee below minimum daily balance requirement
  • No monthly maintenance fee with combined deposits of $7,500***

Interest Checking
Enjoy easy access to your money, while earning interest on balances over $1,000, in your Jefferson Bank Interest Checking account.

How it benefits you

  • Unlimited check writing
  • Earns interest
  • Free Online Banking and Bill Pay
  • Free Jefferson Bank MasterCard® Debit Card
  • Free imaged monthly bank statements and checks
  • Free first order of personalized standard checks

Quick Facts

  • $100 minimum deposit to open, $1,000 to earn interest
  • No monthly maintenance fee with a $1,000 minimum daily balance or $2,500 average daily balance
  • $15 monthly maintenance fee below minimum daily balance requirement
  • No monthly maintenance fee with combined deposits of $25,000***

Interest 50 Checking
You’ve earned it!  If you're 50 years of age or older, enjoy the benefits of Interest 50 Checking while you earn a competitive rate of interest on your funds.

How it benefits you

  • Unlimited check writing
  • Free Online Banking and Bill Pay
  • Free Jefferson Bank MasterCard® Debit Card
  • Free imaged monthly bank statements and checks
  • Discount on safe deposit box rental**
  • Free personalized standard checks
  • Free notary service and official checks

Quick Facts

  • $100 minimum deposit to open, $1,000 to earn interest
  • No monthly maintenance fee


** Subject to availability.  Automatic payment from checking account required.
***Combined deposits include any Jefferson Bank personal deposit account except IRAs.

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