Personal Checking

Whether you prefer a checking account with limited transactions or one that pays interest, you’ll always find what you're looking for at Jefferson Bank.

Basic Checking
If you make only a few transactions each month, then Basic Checking may be the right choice for you. 

How it benefits you

• 12 free check transactions per month, $.50 per transaction thereafter
• Free Online Banking
• Free Jefferson Bank MasterCard® Debit Card*
• Free imaged monthly bank statements and checks
• Unlimited ATM at Publix Presto! and Jefferson Bank
• No fee notary service

Quick Facts

• $100 minimum deposit to open
• No monthly minimum balance requirement
• No monthly maintenance fee

Jefferson Checking
Get all the services you need in a checking account with a low minimum balance requirement and unlimited check writing.  Jefferson Checking is a low-cost, value-added solution for you.

How it benefits you

• Unlimited check writing
• Free Online Banking and Bill Pay
• Free Jefferson Bank MasterCard® Debit Card*
• Free imaged monthly bank statements and checks
• Free first order of personalized standard checks
• No fee notary service

Quick Facts

• $100 minimum deposit to open
• $750 minimum daily ledger balance or $1,000 average monthly balance required
• $15 monthly service fee below minimum daily balance requirement
• No monthly fee with combined deposits of $7,500***

Interest Checking
Enjoy easy access to your money, while every dollar in your Jefferson Bank Interest Checking account earns a competitive rate of interest.

How it benefits you

• Unlimited check writing
• Earns interest
• Free Online Banking and Bill Pay
• Free Jefferson Bank MasterCard® Debit Card*
• Free imaged monthly bank statements and checks
• Free first order of personalized standard checks

Quick Facts

• $100 minimum deposit to open, $1,000 to earn interest
• No monthly fee with a $1,000 minimum daily ledger balance or $2,500 average daily balance
• $15 monthly maintenance fee below minimum daily balance requirement
• No monthly fee with combined deposits of $25,000***

Interest 50 Checking
You’ve earned it!  If you're 50 years old or better, enjoy the benefits of Interest 50 Checking while you earn a competitive rate of interest on your funds.

How it benefits you

• Unlimited check writing
• Free Online Banking and Bill Pay
• Free Jefferson Bank MasterCard® Debit Card*
• Free imaged monthly bank statements and checks
• Discount on safe deposit box rental**

Quick Facts

• $100 minimum deposit to open, $1,000 to earn interest
• No monthly maintenance fee
• Free personalized standard checks
• No fee notary service, official checks and travelers checks

* Subject to credit approval
** Subject to availability.  Automatic payment from checking account required.
***Combined deposits include any Jefferson Bank personal deposit account except IRAs.