Cash Management
Our Cash Management services will help improve your business’ cash flow and operations efficiencies.

ACH
Ease the volume of paper transactions by creating and transmitting electronic ACH files from your Jefferson Bank account.  Use this service for:

• Direct deposit of your employees payroll
• Direct debit of recurring payments such as dues or fees
• Collection of funds from multiple accounts at other financial institutions
• Electronic Tax Payments

Positive Pay
Keep an eye on check fraud electronically by monitoring the checks clearing your account with our Positive Pay online protection service and minimize your company’s exposure to fraudulent activities.

• Retrieve check images online
• Get online notification of exception items instantly
• Facilitate fast payment or return decisions

JEFF Remote Capture
Enjoy the convenience of making deposits 24-hours a day, 365-days a year from your office. Rest assured that multiple layers of security are protecting your electronic deposits.

• Streamline your cash flow by consolidating funds from several remote locations into one bank
• Increase accuracy and efficiency with automatic deposit preparation and secure, internet delivery
• Reduce your risk of check fraud by allowing you to react sooner to returned checks and increase
  their chance for collection
• Extended deposit cut-off time
• No standing in line at the bank
• No fighting traffic to get to the bank
• SEE DEMO AT www.JeffersonBankFL.com

Sweep Account
Jefferson Bank offers Sweep Account options to optimize your end of day balances by automatically transferring into an investment, transferring from your Zero Balance Accounts, or paying down your Jefferson Bank Line of Credit. 

Repurchase Agreements
Maximize your earnings with a Jefferson Bank Repurchase Agreement. Excess funds are swept daily to a fully collateralized investment* so you can earn interest on your funds.

*Not insured by the FDIC. Not a deposit or other obligation of, or guaranteed by Jefferson Bank. Subject to investment risks, including possible loss of the principal amount invested. 

Zero Balance Accounts
Zero Balance Accounts give you the best of both worlds, allowing you to keep separate ZBA accounts for different purposes, yet maintain control by funding them through a single centralized account. It is a convenient way to improve your cash flow and put excess funds to work for you. With multiple ZBAs, you can disburse funds in a way that works best for your company. 

Business Loans and Lines of Credit
Jefferson Bank offers financing for almost any business need, regardless of the size or type of business you operate. Trust us to provide a quick response as well as flexible and creative access to the funds you need to meet your individual requirements.

Click here to fill out and print a Personal Financial Statement

All loans are subject to normal credit approval procedures and credit standards. 

Wire Transfer
Enjoy the convenience of completing a domestic or foreign online wire transfer right from you PC or laptop. It makes business transactions easier and saves you time.

Click here for Domestic Wire Transfer Instructions

Click here for International Wire Transfer Instructions  

Courier Service
Jefferson Bank offers courier service for our commercial customers. You have more important things to do, so get your deposits or important documents to the bank, at your convenience....saving you time and money. Select the frequency and they will be there when you need them. 

Merchant Services
At Jefferson Bank, we are ready to help you with the fastest and most cost-effective method of accepting and processing your personal check and credit card transactions.

Escrow Accounts
If your business requires you have segregated escrow accounts, we offer a master account and as many sub-accounts as you require.

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