Personal Savings

Saving for a short term need or a lifetime plan?  Jefferson Bank offers the right options to fit your needs.  

Personal Savings

Our Personal Savings account offers you a safe and convenient way to watch your savings grow.  And, the more you save, the more you earn on your deposits.  

How it benefits you

  • Earn interest on your savings 
  • Free quarterly bank statements 
  • Free Online Banking 

Quick Facts

  • $100 minimum deposit to open, $300 to earn interest 
  • No monthly maintenance fee with a $300 minimum daily ledger balance 
  • $5 monthly maintenance fee if daily balance drops below the minimum 
  • You may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.  

Young Savers

It's never too early to begin!  Our Young Savers account offers your children a fun and easy way to watch their savings grow. Must be 18 years old or younger to qualify.

How it benefits you

  • Earn interest on savings 
  • Free quarterly bank statement 

Quick Facts

  • $10 minimum deposit to open 
  • No monthly maintenance fee 
  • You may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. 

Start your Young Savers account application now. 

Individual Retirement Account (IRA) Savings

It's never too early to open an IRA Savings account, a tax-efficient way to save for retirement. It's a traditional IRA with tax-deferred earnings until withdrawal.  Jefferson Bank is prepared to help you select the right account for your situation.

  • $100.00 minimum to open 
  • $100 minimum deposit to open, $300 to earn interest 
  • No monthly maintenance fee with a $300 minimum daily ledger balance 
  • $5 monthly maintenance fee if daily balance drops below the minimum 
  • You may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. Transfer maybe taxable.

Personal Money Market Investment Account

Our Personal Money Market Investment account gives you the benefits of a savings account and the convenience of check access.  Plus one big bonus!  The more you save, the more interest you earn!  

How it benefits you

  • Earns interest 
  • Free Online Banking 
  • Free imaged monthly bank statements and checks 
  • Free first order of personalized checks (30 checks) 
  • Free notary service and official checks 

Quick Facts

  • $2,500 minimum deposit to open and earn interest 
  • No monthly maintenance fee with a $2,500 minimum daily ledger balance or $10,000 average daily balance 
  • $15 monthly maintenance fee below minimum 
  • No monthly fee with combined deposits of $25,000*** 
  • You may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. 

Certificates of Deposit and Individual Retirement Account (IRA) CD

Earn a higher rate of interest on your savings with a Jefferson Bank Certificate of Deposit. Whether you prefer your money to earn a competitive rate of interest in just a few days or in several years, we offer a variety of certificates ranging in terms of seven days to five years. The longer the term - the higher your rate, and all our CDs are FDIC-insured up to the maximum allowed by law.

  • $1,000 minimum deposit to open and earn interest 
  • Guaranteed rate for the term of your CD  

***Combined deposits include any Jefferson Bank personal deposit account except IRAs.             

   Report a missing Debit Card : Call 1-800-236-2442

Contact Us      
Pinellas
Hillsborough
727-781-7500
813-855-7500