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Personal Checking

Whether you prefer a checking account with limited transactions or one that pays interest, you’ll always find what you're looking for at Jefferson Bank.

Basic Checking

If you make only a few transactions each month, then Basic Checking may be the right choice for you.  

How it benefits you

  • 6 free check transactions including Bill Pay checks per statement cycle, $1.00 per check thereafter 
  • Free Online Banking with Bill Pay
  • Free Jefferson Bank MasterCard® Debit Card 
  • Free E-Statement with check images 
  • Free ATM's at Jefferson Bank and all Publix Presto! ATM's 
  • Free Notary Service 

Quick Facts

  • $100 minimum deposit to open 
  • No monthly minimum balance requirement 
  • No monthly maintenance fee 

Jefferson Checking

Get all the services you need in a checking account with a low minimum balance requirement and unlimited check writing.  Jefferson Checking is a low-cost, value-added solution for you.

How it benefits you

  • Unlimited check writing 
  • Free Online Banking with Bill Pay 
  • Free Jefferson Bank MasterCard® Debit Card 
  • Free E-Statement with check images 
  • Free ATM's at Jefferson Bank and all Publix Presto! ATM's 
  • Free Notary Service 

Quick Facts

  • $100 minimum deposit to open 
  • $750 minimum daily ledger balance or $1,000 average daily balance required 
  • $20 monthly maintenance fee below minimum daily balance requirement 
  • No monthly maintenance fee with combined deposits of $7,500*** 

Monticello Elite Checking

Enjoy easy access to your money, while earning interest on balances over $1,000, in your Jefferson Bank Interest Checking account.

How it benefits you

  • Unlimited check writing 
  • Earns interest 
  • Free standard checks
  • Free Online Banking with Bill Pay 
  • Free Jefferson Bank MasterCard® Debit Card 
  • Free E-Statements with check images
  • Free ATM's at Jefferson Bank and all Publix Presto! ATM's 
  • Free Notary Service and Official Checks
  • Free 3x10 Safe Deposit Box or 25% Discount on other sizes (based on availability)

Quick Facts

  • $1,000 minimum deposit to open, $1,000 to earn interest 
  • No monthly maintenance fee with a $1,000 minimum daily balance or $2,500 average daily balance 
  • $20 monthly maintenance fee below minimum daily balance requirement 
  • No monthly maintenance fee with combined deposits of $25,000*** 

Interest 50 Checking

You’ve earned it!  If you're 50 years of age or older, enjoy the benefits of Interest 50 Checking while you earn a competitive rate of interest on your funds.

How it benefits you

  • Unlimited check writing 
  • Free Online Banking with Bill Pay 
  • Free Jefferson Bank MasterCard® Debit Card 
  • Free E-Statement with check images 
  • Discount on safe deposit box rental based on availability 
  • 2 personalized standard check orders per year
  • Free Notary Service and Official Checks 
  • Free ATM's at Jefferson Bank and all Publix Presto! ATM's

Quick Facts

  • $100 minimum deposit to open, $1,000 to earn interest 
  • No monthly maintenance fee 

** Subject to availability.  Automatic payment from checking account required. 
***Combined deposits include any Jefferson Bank personal deposit account except IRAs.

Report a missing Debit Card : Call 1-800-236-2442

Contact Us

Pinellas 727-781-7500
Hillsborough 813-855-7500
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